My Friend,

Is Creating A Successful Property Portfolio Important?

Are you seeing many of your friends, neighbours or our fellow Singaporean and PR who are building their property portfolio by either upgrading their current property or multiplying their properties into 2 or 3?


Why are they doing that? isn't it very Risky and Stressful ?


Hi, i am Freddie Xu.

Me and my wife are like most of the Singaporean, we started with a HDB. And at that point of time, we work very hard because we only want to quickly clear off all my loans to be debt free. But I realise one thing, by doing this, I will only be trading off all my time and need to work very hard for the money. 

Becoming an Investor $$$ working Hard for Me

I'm glad to have many opportunities in my real estate career to learn from all my investors and mentors on how can I effectively build my property portfolio with a safe and systematic way. We manage to own Two private properties at the age of 34.

Being an investor myself, I started to be more sensitive to the property market movement, statistics and most importantly, STRATEGIES!

Are you aware, there are total 3 important key reason to determine should you start investing in property?

The Last thing we want, is to miss the Golden Opportunity Right?

Read on to find out more 

Reason 1

Be The Last Sandwich Generation

The Sandwich Generation is a generation of people (usually in their 40s to 70s) who care for their aging parents while supporting their own children. Becoming a part of the Sandwich Generation can affect your financial status.

Members of the Sandwich Generation are not alone, though. Millions of other households are going through this same scenario.Today, many members of the Sandwich Generation are working hard to make sure that they will be the last Sandwich Generation.

Continue Reading...

Reason 2

Plan For Retirement

Retirement planning is the most important financial aspect in one’s life.Life is full of complexity, everyone is busy with their lives. Individuals don't have time to plan and they take it too easy. Adulthood is indeed an important stage in a person’s life, so it is necessary to plan for the future.

While talking about retirement to some people may sounds very long distance. But one thing for sure is, time flies. Much of a time when we look back, things seem like happened just yesterday. So the question i will always ask myself, how much do i need to have a quality retirement life? i wouldn't want a circuit breaker retirement life for sure.

Lets Look at the Life Cycle Below

To maintain a decent lifestyle so that you will not compromise on the quality of life after retirement, and continue to live the way you are now. In order to have this, you need to start preparing. By looking at the chart above, at which stage should you start preparing for your funds? Definitely you can't start preparing when you are in your 60s.

Do you know to Retire at the age of 65 and live until the age of 85 with $4000 income per month. How much you need to have in your saving?

The ANSWER is $960,000

Saving and investing early will be your Trump card which can be used later on in life. Investing early is smart work. Lets take alook at this example:

Mr and Mrs John upgraded their property portfolio in 1995, at the age of 35, their monthly mortgage repayment is only $3258. 24 years later, at the age of 59, their property valued at $2.63m. With only a monthly saving of $3258, today they can easily cash out more than $2million dollars and retire.

Do you know what happen if they delay their plans? At the age of 59yrs old, even if the price remain at $1.18 million, their monthly mortgage will be $13,000. This is because of their age with a shorter tenure. And most of the time, people will shelve their plans and forego their goals.

Reason 3

Create Options

Yes, one of the key reasons is OPTIONS. Looking at the chart below, imagine you had purchased a unit in The Panorama in year 2014, and with the savings and the profits you have today in this purchase. There are plenty of options that you can explore.

For example, you can choose to retire in a HDB with the amount of funds you have in your assets. Or you can cash out the funds for other investments or business expansion. You can also cash it out for some immediate use like children education cost or medical cost etc...... Basically you created options for your future, compare to no option.

Scroll down to find out more..... 

The Most Important Reason!

To me, I think one of the most important reason is also to create Extra Income to meet all the key reason above. That is how we can allow our money to work for us using OPM(other people money) system right? Many investors are concern what if their investment doesn't make money? Are you having this burning question as well?

Let's look at the example above, by getting a $4,000 rental, this is separated into three portions, the interest portion will be going to the bank and the other two portion will go into your pocket(your Piggy Bank/Saving Bank).Let's say that we are holding this investment for 5 years, and we sell the property back at $1million,are you aware that your Return of Equity is 72%? And it works out to 14.4% per annum. Which bank gives us such returns?

Purchasing a right product will allow your money to work hard for you, purchasing a wrong product, we will have to work hard for money. Therefore, property can be an Asset to you or a LIABILITIES.

There is an opportunity in every crisis and the deeper the crisis, the better the opportunity can be. But some people are not capable of seeing it.

Don't Miss The Opportunity Again

Do you know which property has a

Good Rental Yield?

Great Potential Upside?

Contact me for a sharing session that has no obligations and is completely FREE.

Why did i go thru this with you?

You Could Deserve a Better Options which you May Not Know!!

Here are some immediate options:  

1. Do nothing and retire with just 1 property and hope to save enough for retirement  

2. Take the initiative to seek professional advice and learn from those who have successfully done it so that you can ultimately build a FINANCIALLY SECURE FUTURE!

Your Future Is Determined by Your Decision 

Most importanly is to understand these 3 steps:

  • What to buy
  • Where to buy
  • How to buy

What you can expect from the meet up:

  • A Simple Calculation formula to understand your financial position
  • A Property Investment RoadMap In Planned Phases.
  • How You Can Achieve Huge Potential Upside From Your Properties. 
  • A detailed and systematic road map that will allow you to retire comfortably
  • An Easy yet Useful CPF usage method 
  • The 5 ways you can use to analyze and see the available options in the market

This is one of the investment strategy you will learn from this meet up as well.

With over 10 years in the Real Estate Business, i have helped numerous homeowners to achieve their financial goal and own multiple properties in Singapore.

Let me tell you the truth, many home owners and investors have regretted not taking action earlier. 

Don’t be one of them!

You can give up your dreams and continue doing what you are doing but let's be honest, you won't have read to this point if you wanted that.

Give me 1 hour,

Either you walk away the same after 1 hour or become one of my successful clients.

The most important part about building a successful property portfolio is to spot the right property, have a detailed, careful planning and meticulous financial calculations as these are the crucial steps to achieve your dream lifestyle.

There is NOTHING to lose in gaining more knowledge.

After all, knowledge is power.

You will be amazed at the insights you can gain from this short discussion. 

No Obligation at all.

Please complete the reCAPTCHA challenge

What Some Of My Clients Say About Me ...

Freddie is a sincere, thoughtful and professional wealth planner. Throughout the whole period of working together, the advice that he has provided was always well-organised and straight to the point. There was no fluff and everything was transparent. Not only were his comparisons thorough and detailed, he uses clear strategies which always gives us very helpful suggestions on what we should and should not do. We are pleased to have him as our consultant and fully entrust our risk management and retirement planning to him. - Mr and Mrs Tan -

Freddie is trustworthy, communicates well and understands my financial needs. I find him to be very reliable, a confidante for financial matters. Prior to knowing him, I had no long term retirement plan from an investment viewpoint. After knowing him, my financial life has stabilized and improved tremendously over time.  

- Ronnie & Jane -

Many of our SUCCESSFUL real life clients are enjoying the benefits of making the right property choice.

We believe you have the potential to be like them.

Disclaimer: The case studies are for educational use only and we make no representation or warranties with respect to the accuracy, applicability, or completeness of its content. Any forward-looking statements outline in this landing page is simply our opinions, estimates expectation, or forecasts of future potential, and thus are not guarantees or promises of actual performance. As required by law, we can make no guarantees that you will achieve any results. Results will vary from case to case basis. Copyright 2018 assetsprogression Freddie Xu. All rights reserved. No part of this site may be reproduced or reused for any other purposes whatsoever without our prior written permission.